Georgia Insurance Shop is becoming Georgia Medicare Insurance. Find up to 170 GA Medigap plans. Instant online quotes. Shop and compare Medicare approved plans in the comfort of your home.
Your trusted resource for ACA (Obamacare) health insurance would like to earn your trust as your “go to” place for Georgia Medicare Insurance.
What is Georgia Medicare Insurance?
Since the implementation of Obamacare Bob Vineyard and Georgia Insurance Shop have been transitioning into the Medicare market. Over the last 4 years we have helped over 300 Georgia seniors save an average of $450 per year vs. Medigap plans they picked on their own or were sold on buying the most expensive plans in the state.
Let’s face it. Medicare can be confusing. I know a lot of Medicare is foreign to most people because of the time it took me to really understand the way Medicare works. I have been in the health insurance business since 1975 but still I was like a lost ball in high weeds when I ventured into the Medicare market.
I made all the mistakes so you don’t have to repeat them and maybe make a costly error.
Don’t get me wrong. Medicare is a great health insurance program, but only if you know how to make it work to your advantage.
Let’s cover some basics.
Does Obamacare Affect Medicare
Yes, and no, but not in the same way it has impacted the under age 65 traditional health insurance market.
Perhaps the biggest impact on the Georgia Medicare insurance market is on Medicare Advantage plans.
Georgia seniors on Medicare will see few changes if they are still in original Medicare and have a Medigap (Medicare supplement) plan. Georgia Medicare insurance is an outstanding resource for information on Medicare and our quote engine (Georgia Medigap Quotes) provides you with Medigap rates on up to 40 plans in 60 seconds or less.
If you are a Georgia senior and have Part D or a Medicare Advantage plan, you will see more changes as a result of the ACA health insurance law.
First the good news.
The Medicare Part D “donut hole” will be gradually closed between now and 2020, but this is not all good news. The donut hole was designed to make your prescription drug plan affordable. Closing the hole will mean higher premiums, higher drug copay’s and fewer drugs covered under the plan formulary. Now more than ever you need to check your plan every year to make sure you have the right plan for your needs and budget.
Bob Vineyard at Georgia Medicare insurance is always willing to work with new and existing Medigap clients to help them find the right Part D plan in their area. We are not compensated in any way for this advice but we must limit this service to our Medigap clients only.
Medicare Advantage plans will also change as a result of the ACA health insurance law. Doctor and hospital networks will shrink. PPO plans will be replaced with HMO designs which means fewer doctors accepting your Advantage plan. Premiums will increase under Obamacare as will deductibles, copay’s and out of pocket limits.
Every year 10 – 15% of our new clients are seniors who are tired of the hassle associated with Advantage plans and they want stability and predictability in their lives. About half our new Medicare clients come from other carriers that have priced themselves out of the range for seniors on a fixed income. Most of them have Medicare supplement plan F through Blue Cross, Mutual of Omaha or AARP (United Healthcare). They don’t know they can usually get the same plan for a lot less than they are paying now and put that savings in their pocket rather than the insurance carriers account.
Most seniors I know want to pick their own doctor rather than choosing from a list that changes every year. When you have original Medicare and a Medigap plan YOU choose your doctor.
Regardless of your needs. If you are an individual or family searching for ACA health insurance, a business owner or a senior, we are here to help.
“I will be sure to pass along your name to anyone looking to buy health care coverage in Atlanta. You have been so kind and helpful. We really appreciate it!” Kristy G.
“Just want to thank you so much for your help. I will refer you to everyone I know that own their own business and has an individual health policy. You were great! – Natalie C.
“Thanks so much Bob! I will try to send you business from all of my healthy friends, and I appreciate all of your help.”-Debbie B.
Georgia Medicare Plans, Medicare Supplement Insurance (Medigap Insurance)
Medicare supplement insurance, Medigap policies, Medicare Advantage Plans, or simply Med supp . . . all of this can be quite confusing. As part of the baby boomer generation, I know how challenging it can be if you are trying to decide which Medicare plan is right for you.
Medicare Supplement coverage (or Medigap) is designed to fill the gaps in coverage left by Medicare. It is sold by private insurance companies, not the government. Advantage plans replace Medicare.
When you choose the right Medicare supplement insurance plan in Georgia you can sleep well at night knowing you will not have to worry about unexpected medical expenses. Your Medicare approved doctor, not some insurance company, decides what treatment is right for you. Since 1965 people just like you have trusted Medicare to pay their bills.
We have put together several pages with information on Medicare and Medicare supplement plans in Georgia that we hope will be helpful. Several of the pages contain short 3 minute video’s to further explain your Medicare supplement options in plain language.
How does Medicare part A work? What is Medicare part B, part C and part D? What is the difference in a Medicare supplement plan and a Medicare Advantage Plan? Is a Medigap insurance plan the same as a Medicare supplement plan? If I have Medicare isn’t that enough or do I need to supplement this coverage? Do most doctors take Medicare? Do some doctors refuse to treat Medicare Advantage patients? Is Medicare Part A and Part B plus a supplement enough or do I need a Medicare Part D plan? Can I be turned down for Medicare? When should I sign up for Medicare and a supplement?
We will strive to do our best to answer these questions about Medicare supplement and more to your satisfaction.
Compare 0ver 170 Georgia Medicare Insurance Plans and view rates from BCBSGA (Blue Cross), Gerber, Mutual of Omaha. More Medigap rates available offline on request.