How do I find affordable Medigap coverage in Georgia? How are Medicare supplement premiums determined? Is Medigap plan F the best? Which GA carriers have the lowest Medigap cost? Isn’t Medicare Advantage much less expensive?
How much does Medigap cost in Georgia?
It’s all over the boards. A shrewd shopper can find rates less than $100 per month to over $300.
Some rate factors are beyond your control. Things like where you live and your age are what they are. Younger people (age 65) pay less than someone who is 80. Seniors in Macon pay less than someone in Atlanta.
How do you find the best Medigap rates?
- Consider something other than plan F
- Don’t fall prey to the “big company” syndrome
- Never shop direct with a carrier
- Don’t allow a stranger in your home that wants to “review your options”
We have access to over 170 Medicare plans in Georgia and will always show you the lowest Medigap cost.
Isn’t Medicare Advantage much less expensive?
Yes, and no.
Medicare Advantage plans have lower premiums and are great plans until you get sick and need them. If you don’t have a problem with letting an insurance company pick your doctor for you, and telling you which drugs are covered under their plan, you might actually like an Advantage plan.
Healthy people love Medicare Advantage plans.
Medigap costs less when you need health care.
You can buy a Medigap plan at any time, as long as you are healthy or in a guaranteed coverage time limit.
If you like saving money, and don’t mind a small deductible and doctor copay’s but want the freedom to use any doctor you want, we can show you a Medicare supplement plan that might fit your needs and budget.
Let us help you keep your Medigap cost affordable while offering the most flexibility in coverage.