Georgia Health Insurance 411

Posts Tagged ‘HDHP’

Are high deductible plans better or worse? How do high deductible plans put YOU in charge of your health care dollars?

We have several video’s about health care and health insurance. Use the search bubble or click “video” in the tag cloud. To view the full article, including the video, click the title of the blogpost.

Compare plans, including high deductible, HSA’s by visiting our website and running your own rates. We are always available to answer questions on the phone or by email.

Dr. Robert Berry talks about high deductible plans and direct pay.

For more information about Consumers for Health Care Choice visit their site.

How does health insurance with Blue Cross Blue Shield of Georgia work?

In today’s market (2/12/2009) BCBSGA offer’s a mixture of old and new plan designs.

About half the plans available have whiskers. The HSA compatible HDHP is mostly overpriced for the Georgia market. The old Blue Value series of copay plans are still available, but not online.

The newer series, SmartSense and Premier, were introduced in the summer of 2008 and are available for review online.

Blue’s underwriting can be Read the rest of this entry »

Sadly, very few consumers are in charge of their health care. They take what their employer offers, even if it is wrong for their needs. Or many times they buy a plan that is similar to what they had under an employer plan.

These plans are terribly outdated and considerably overpriced. In addition, the plan design causes you to pay more for health care than is needed.

Fortunately, CDHP (Consumer Driven Health Plans) are becoming more prominent.

I teach consumers how to make wise choices in their coverage and health care. By making good use of your total health dollars families often save $500 per month or more vs. plans they would pick on their own.

Most people don’t realize they are paying too much until we show them their plan side by side against a true, consumer driven plan.