Georgia Health Insurance 411

Posts Tagged ‘uninsured’

Finding affordable health insurance in Georgia is relatively easy for most folks. When you adopt a bare bones approach and only pay for coverage you actually need most people are surprised to see how much money they have wasted in the past and how much they can save going forward.

But when you are out of work and without a paycheck, even the employer subsidized COBRA premium can be beyond reach.

Danna Walker of Humble, Texas lost her job at DHL and along with it her health insurance. The bi-weekly unemployment check of $688 is not enough to cover the family’s COBRA premium of $1360 ($467 after the COBRA subsidy).

Like many others, the Walkers live on a knife’s edge of risk. Without insurance to cover her high blood pressure or his diabetes, they defer doctors’ visits when possible and obtain their prescriptions – nine between the two of them – for $4 apiece at Wal-Mart.

But their primary concern has been finding insurance for Jake, who, after four operations, two stem cell transplants and round after grueling round of chemotherapy, has been cancer-free for a year.

He continues to face a significant threat of recurrence and requires regular monitoring for at least two years. His twice-a-year CT scans cost $3,000 each, and quarterly blood tests and X-rays run more than $1,000.

When you lose your job and COBRA is an option, each family member has COBRA rights independent of the other. It is rare that all family members would face insurability options, and when possible, the healthy ones should be separated from those who need coverage from the group insurance plan. Read the rest of this entry »

Is health care really better, and really free, in other countries? How about health care in Canada?

We can’t show you free health insurance, but we can help you save a lot of money on health care, and health insurance. All you have to do is ask . . .

Compare plans, including high deductible, HSA’s by visiting our website and running your own rates. We are always available to answer questions on the phone or by email.

Are you uninsured and looking for help?

Patient Charity may hold the key.

Patient Charity is updated on a regular basis and contains links to a number of sites containing information on a wide range of topics.

Here is a sample.

Coverage For All, a resource of taxpayer funded and charitable programs for the poor and uninsured.

Insure Kids Now, up to date information on SCHIP for every state.

Patient Advocate Foundation, a national non-profit organization that seeks to safeguard patients through effective mediation assuring access to care, maintenance of employment and preservation of their financial stability relative to their diagnosis of life threatening or debilitating diseases.

In addition, Read the rest of this entry »