‘Uncategorized’ Archives
Children’s Health Insurance Rates Redux
Humana has not been approved to offer health insurance plans for children after 9/22/2010. They are still waiting approval from the state of Georgia on children's health insurance rates. Until further notice, requests for health insurance rates for HumanaOne for effective dates of 9/23/2010 and later will not include premiums or coverage for [...]
Craig is Gone
Over the 35+ years I have been involved in the health insurance business I have come to know a lot of people. Most are likeable, some are not. Thanks to the internet my range of contacts has expanded considerably. I have friends in several states and many of them are also in the health insurance business. I participate in consumer forums, social [...]
The Internet Makes You Dumb
For all the wealth of information that can be found on the internet, people have become dumber, not smarter because of the web. No, this is not a scientific survey, just my personal observation. But it repeats itself over and over. Let me prove my point. Yesterday I received an email from a woman who wanted a particular health insurance plan and [...]
The Check is in the Mail
States are having trouble making ends meet and a lot of that is due to mandates from Washington. Funding for expanded SCHIP and Medicaid was supposed to come (at least in part) from D.C., but it seems the folks in Washington are finally realizing they have already spent the money given to us by the Chinese and the corner loan shark is not willing [...]
Golden Rule Leaves Children Behind
Golden Rule (United Healthcare/UHC) is no longer issuing "child only" health insurance policies in Georgia. The official announcement was passed along this morning. This follows on the heels of withdrawing maternity options for all new health insurance policies issued after 4/30/2010. To my knowledge, Golden Rule is the first to [...]
Imerica Policyhoders – Find New Coverage ASAP
If you bought a Georgia health insurance policy from Imerica you need to find new coverage fast. FROM: STEVE A. UHRYNOWYCZ, DEPUTY RECEIVER DATE: MARCH 25, 2010 RE: STATUS OF IMERICA’S RECEIVERSHIP ________________________________________ This communication is to update you as to Imerica’s status. Imerica cannot be rehabilitated, and we [...]
Fewer Maternity Options for Georgia Health Insurance
If you want to buy health insurance in Georgia with a maternity option you will have fewer choices after April 20, 2010. Time health insurance company (still referred to by many as Assurant) will no longer offer a maternity benefit on policies issued after April 20th. Time has not been a particularly competitive Georgia health insurance company [...]
Georgia Health Insurance Companies are Incompetent
After years of dealing with health insurance on behalf of clients, I am convinced that Georgia health insurance companies are mostly incompetent and definitely indifferent. Seriously. For the most part, they do manage to issue a health insurance policy . . . some quicker than others. And they pay most health insurance claims on a timely basis and [...]
How to Apply for Health Insurance in Georgia
Believe it or not, there is an art (and a bit of science as well) to applying for health insurance in Georgia if you want to get the best offer. Some Georgia health insurance companies are routinely rejecting half of applications submitted. Overall, roughly 80% of applications that are not rejected will result in a modified counter-offer from the [...]
Asthmatics – Finding Health Insurance in Georgia
For most people with asthma, finding health insurance in Georgia will not be a problem. Each Georgia health insurance company will review your medical history and medication and make a determination. Some major medical insurance companies will charge an additional rate, over and above the standard rate, to cover the risk while others will rider [...]
