Medicare Drug Plans

Having trouble deciding on a Medicare Prescription Drug Plan? You are not alone. CVS can help. They have a calculator to help you find the right plan. Enter your medications and the calculator compares different plans and shows potential savings. They even have a short quiz that rewards you with a $5 off coupon.

How Much is a Vote Worth?

When it is your money Congress is spending, there is no limit. Care to guess how much Sen. Mary Landrieu want's for a yes vote for health insurance reform? Try $100 million. On page 432 of the Reid bill, there is a section increasing federal Medicaid subsidies for “certain states recovering from a major disaster.” The section spends two [...]

I'm a Health Care Provider

Aetna health insurance plans are some of the best available in Georgia, but some of them are lacking in coverage.  I tell folks that, when looking at a health insurance policy, look at what it does NOT cover before deciding if it is right for you or not. "I'm a health care provider and I don't think I will get sick, so I don't need comprehensive [...]

$2 Million Health Insurance Premium

Obamacare promises to cover the uninsured, but not all, only 36 million . . . eventually. The Senate version of health insurance reform carries a price tag of $894 billion over 10 years. But even that figure is in question since the CBO has not completed their final tally. The $894 billion is . . . just an estimate. Still, that is the only [...]

Health Care Stimulus

Health care stimulus is coming and I can hardly wait. The folks who gave us Cash for Clunkers, the program that ran out of money in two weeks, are showing us how well health care reform will work. The folks in Washington are so proud of what the stimulus plan is doing to save or create jobs, they even give us a website where we can watch every [...]

Open Enrollment – Employer Group Life Insurance

For some, open enrollment is going on as employees scramble to make elections for the coming year. I consulted with a client today on their options. The family has been covered under a family major medical plan but his wife has recently returned to work and has been offered a benefit package. The health plan is good and very inexpensive for her [...]

Free Funerals

Free mortgage loans (the kind you don't have to pay back), free health insurance (unless you make over $250,000 per year) so why not ask for free funerals? The government is doling out money to save or create jobs, when in actuality our money was used to give raises to people who already had a job and in no danger of losing it, buy trucks for [...]

Health Care Reform Hocus Pocus

Health insurance reform is about give and take. If you waddle through the maze and countless pages in all the various bills before Congress you really have to wonder what is going to come out on the other end if and when this massive spending bill is finalized. I have wondered about all the new taxes to pay for health insurance (supposedly for [...]

BCBSGA SmartSense POS is Live

The new BCBSGA SmartSense POS is now available for review and quotes. A much improved and more affordable health insurance plan with lower rates, the SmartSense POS is available in most Georgia zip codes. New features include: Enhanced Rx benefit Office visit $30 copay for primary or specialist New $500 copay for ER Optional life and dental [...]

First the good news. Blue Cross (BCBSGA) is introducing new Georgia health insurance plans effective 11/14/2009. The plans use a different network which will allow them to offer lower pricing and more benefit options. Now the bad news. You cannot get this information online yet, and no word when it will be available online. If you want details [...]