Resources

Resources for the Insured,  Uninsured, and Uninsurable,  in Georgia

If you are uninsured, there are several resources to assist. If you’re uninsurable there are resources in the link above as well as below.  Some are taxpayer funded while others rely on charitable contributions. TelADoc phone consults, discount pharmacy, vision and dental care through Fresh Benies

 

Fresh Benies

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TelADoc

It’s like having a best friend who’s a doctor! Did you know up to 70% of medical issues could be solved over the phone? Call a doctor (US-based) anytime, & get a prescription written, if needed. No consult fee when you call…no kidding! All part of your FreshBenies membership.

 

Medical Health Advisor

Medical Health Advisor can help with a broad range of healthcare and insurance related issues. It helps members with clinical, insurance and administrative issues for medical, hospital, dental, pharmacy and other needs. Personal Health Advocates help members get the most out of their health benefits. They are typically registered nurses supported by a team of medical directors and administrative experts.

Dental

In most instances, members receive discounts of 15% to 50% per visit* on dental services at over 125,000** available dental practice locations nationwide.  Members simply show their card with the Aetna Dental Access® logo and pay the discounted price at the time of service. Members can use their card and enjoy the savings time and time again. FreshBenies helps you save on dental.

Vision

Coast to Coast Vision (CTC) has over 14,000 eye care locations nationwide. Members save on eyeglasses, contacts, and laser surgery. The CTC provider network includes ophthalmologists, optometrists, independent optical centers and national chain locations. You can see clearly now with FreshBenies.

Pharmacy 

Save 10% to 85% on most prescriptions with the local pharmacy program.

Click here for pricing on Fresh Benies

 

 

Discount Lab Work

Direct Labs

Discounts up to 80%. Doctor’ order NOT required. CLIA certified labs. Confidential results in 24 – 48 hours.  Partners with Careington Total Care discount medical plans (see below).

 

 

 

Charitable and Taxpayer Funded Resources

Coverage for All – a powerful site with information on taxpayer funded programs for the poor and uninsured. Most, but not all, are income based.

State Risk Pools – Links to every state that has a high risk pool for medically uninsurable individuals.

Medicaid Eligibility by State Find out if you are eligible for Medicaid in any state.

Patient Services Incorporated  - For nearly two decades, PSI has helped people who live with certain chronic illnesses or conditions locate suitable health insurance coverage and access ways to satisfy expensive co-payments.  PSI provides assistance with the cost of health insurance premiums associated with COBRAs, State High Risk Pools, Open enrollment,  Guaranteed Issue policies, HIPAA conversion policies; and prescriptions co-payments associated with private insurance as well as with Medicare Parts B and D.

The HealthWell Foundation® is a 501(c)(3) non-profit, charitable organization that helps individuals afford prescription medications they are taking for specific illnesses. The Foundation provides financial assistance to eligible patients to cover certain out-of-pocket health care costs

Copay Relief – The Patient Advocate Foundation (PAF) Co-Pay Relief Program (CPR) currently provides direct financial support to insured patients, including Medicare Part D beneficiaries, who must financially and medically qualify to access pharmaceutical co-payment assistance.

Insure Kids Now – Kids that do not currently have health insurance are likely to be eligible, even if you are working. The states have different eligibility rules, but in most states, uninsured children 18 years old and younger, whose families earn up to $34,100 a year (for a family of four) are eligible.

Patient Advocate Foundation – Patient Advocate Foundation is a national non-profit organization that seeks to safeguard patients through effective mediation assuring access to care, maintenance of employment and preservation of their financial stability relative to their diagnosis of life threatening or debilitating diseases. Check out the PAF resource guide for your state by clicking here.

Georgia Health Access is a BASIC HEALTH INSURANCE PLAN for Georgia residents.  There are only a few medical questions and no physical exam to qualify. Choose any doctor, clinic or hospital. Add the Georgia Accident Insurance for a few dollars more.

Christian Medi-Share – A faith based program, Medi-Share brings Christians together to share medical bills with one another. The key here is that medical needs are SHARED among members.

Christian Healthcare Ministries – Christian Healthcare Ministries (CHM) is an affordable, faith-based solution for Christians to rising health care costs and expensive health insurance policies. We are a nationwide group of Christian individuals and families united to voluntarily share each other’s medical bills.

Net Wish – A charitable organization that reviews requests for financial assistance in paying medical bills. The maximum request for aid is $500.

Out of Pocket – How much does a procedure or treatment cost? Find out from this continuously expanding database.

Georgia Health Insurance Resources

 

DOI Agent search - Is the insurance agent who is working with you licensed to conduct business in Georgia? Find out.

DOI Consumer Services FAQ – Quick answers about COBRA, conversion plans, networks, complaints and more.

DOI Application for assignment- Guaranteed acceptance insurance plan for HIPAA eligible’s following expiration of COBRA. Important note. Coverage through the Georgia Assignment System does not include network discounts or PPO repricing. As a result, you may be faced with thousands of dollars in unreimbursed out of pocket medical bills. We encourage those opting for coverage through the Georgia Assignment System to consider a discount plan such as Fresh Benies

Dental Benefits – Compare up to 30 dental plans to find the one that best suits your needs.

Atlanta Community Access Coalition- Atlanta Community Access assists in helping uninsured in Fulton county access health services for the uninsured and underinsured.

Babies Can’t Wait - Georgia Dep’t of Human Resources information site for babies and toddlers with developmental disabilities.

Brave Kids - Medical resource information on children with chronic or life-threatening illness and disabilities

Candlelighters Childhood Cancer Foundation - Medical resource directory for children with cancer

Children 1st - Georgia resource to promote and protect the health of children

Georgia PeachCare for Kids – Information on Georgia PeachCare (SCHIP) including eligibility, benefits and more.

Georgia Department of Community Health  – Georgia Medicaid information by county

Georgia Families – Choose a health plan and PCP (Primary Care Provider) for each family member eligible for Georgia Medicaid or PeachCare

Georgia Health Partnership – The Georgia Health Partnership (GHP) is a powerful resource with information on Medicaid, PeachCare for Kids and much more.

Georgia Transplant Foundation – Part of a unique national transplant community founded by a transplant recipient. GTF provides financial and educational assistance for those undergoing or waiting on an organ transplant.

Shepherd Center WIPA- Work Incentives Planning Assistance (WIPA). Cooperative agreement between Shepherd Spinal Center and the Social Security Administration to provide planning and guidance for those on SSDI. Overview of SSDI, work rules and Medicaid buy in.

Georgia Health Access – Basis health insurance plan for those who cannot afford or qualify for underwritten major medical or the Georgia Assignment Policy. Can be paired with our Georgia Accident Insurance Plan or applied for stand alone.SenLady

Georgia Medicaid Eligibility – Find out if you are eligible for Georgia Medicaid

Consumer Guide to Buying and Keeping Health Insurance in Georgia - What you need to know about your rights for buying and keeping health insurance in Georgia.

Georgia Advance Health Care Directive- Replaces the no longer valid “living will” and health care power of attorney. Provides instructions for health care when one is incapacitated and conveys power of attorney in one form.

Georgia Cares - Georgia Cares is a non-profit organization that assists uninsured Georgian’s in obtaining non-emergency health care services through a network of voluntary providers.

Parent to Parent in Georgia – Support and information to parents of children with disabilities.

Glossary of medical and insurance billing terms - What is a copay, deductible or Health Savings Account (HSA) mean? Do the letters EOB, CPT-4 and ICD-9 mean anything to me and why should I care? CHOA (Children’s Health Care of Atlanta) has answers to this an more.

St. Joseph’s Mercy Care – Primary care, social services, dental care and health education to poor, homeless and immigrant population.

Georgia Dental Resources

Georgia Dental Association – Locate GDA members who offer low cost dental clinics. Services are not free, but available on a sliding scale.

Georgia Free Clinic Network - Low cost medical and dental clinics in Georgia.

Affordable Dental Insurance Plans - Review and compare a variety of dental insurance and dental PPO plans in Georgia.

Medical Information Resources

Real Age- How old are you and how old do you feel? Real age is a guide to looking and feeling younger than you really are. Free newsletter.

Health – All things health related. Find information on diseases and conditions, healthy eating, weight loss, health related news and more.

Health News Review - A snapshot of current medical news harvested from various sources. Great resource.

Medic 8 – Online medical dictionary. Search medical terms, review disease information, health guides and more.

Healthfinder – Healthfinder is an award winning government site, loaded with useful information in plain language.

U.S. Health and Human Services – Comprehensive health information for consumers.

National Institute for Child Health and Development – Federal government research facility.

WebMD – THE source for all things medical

Prescription Medication Assistancesc-computer

The cost of medication has skyrocketed in the last few years.
Below are resources to provide financial help in covering or discounting the cost of medications.

Rx Hope – RxHope is exactly what its name implies…a helping hand to people in need in obtaining critical medications that they would normally have trouble affording. We act as your advocate in making the patient assistance program journey easier and faster by supplying vital information and help.

PPARx - The Partnership for Prescription Assistance helps qualifying patients without prescription drug coverage get the medicines they need through the program that is right for them. Many will get their medications free or nearly free.

 

Needy Meds – NeedyMeds.org has information on medicine and healthcare assistance programs. Needy Meds has information on more than 2,000 clinics that charge little or nothing.

FDA – Information on therapeutic equivalent medications. How much money can you save by switching to a lower cost medication? Instructions on how to use the site available here.

Many medications come in generic form and can be filled for as little as $4 for a 30 day supply. Information on generics is available here.

You may want to check specifics on generic pricing by visiting these sites for  Wal-Mart, Target or Kroger

Three low cost sources for mail-order prescriptions have proved to be reliable and beneficial.

BlueSky Drugs – Lower pricing than CrossBorder or Isra Meds on many popular medications.

Cross Border Pharmacy – A Canadian pharmacy that locates the best pricing on meds from all over the world.

Isra Meds – Low cost source, often less than Canadian drug pricing. Shipped with Kosher markings. Usually such packages do not get interrupted by U. S. Customs or the FDA.

How Much Does it Cost?

General reference sources to help you navigate the health care maze.

Humana Rx Pricing Guide – Get a rough idea of how much medications cost for insured patients.

Direct Labs – Low cost lab procedures using local providers. Online pricing for most major tests.

Doctor Pricing – Doctorpricing.com is for patients and consumers who want to pay cash for medical services. We are ideal for those with high deductible health plans as well as those who do not have insurance.

 

Out of Pocket – How much does a procedure cost? Find out here.

Blogs

Blogs can be a powerful resource when you have the right sources.

Here are a few we like.

InsureBlog – General information resource on health related issues.

Diabetes Mine – Comprehensive resource for those with diabetes.

The Cancer Blog – One of the best sources for cancer information on the web.

Cancer.org – An equally good source for information on all things related to cancer

Insured Links and Resources

Site map links for major carriers

Aetna site map

Blue Cross  of Georgia site map

Humana site map

United HealthCare site map

Application link for all major carriers

PPO network link for all major carriers

 

Georgia Department of Insurance

We trust you have found this information to be helpful.  If you find that links are not working, or if you know of resources that should be considered for addition, please contact us.