Sadly, very few consumers are in charge of their health care. They take what their employer offers, even if it is wrong for their needs. Or many times they buy a plan that is similar to what they had under an employer plan.
These plans are terribly outdated and considerably overpriced. In addition, the plan design causes you to pay more for health care than is needed.
Fortunately, CDHP (Consumer Driven Health Plans) are becoming more prominent.
I teach consumers how to make wise choices in their coverage and health care. By making good use of your total health dollars families often save $500 per month or more vs. plans they would pick on their own.
Most people don’t realize they are paying too much until we show them their plan side by side against a true, consumer driven plan.
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