Bob Vineyard grew up in Knoxville, Tennessee and his insurance career has taken him to Chattanooga, Birmingham and Atlanta. He married his college sweetheart in 1975. They have lived in the Sandy Springs area of Atlanta since 1978.
Bob and Rachel have two children, Robert who is an I.T. security consultant with Georgia Tech and Christine who is currently teaching photography at a local high school.
Rachel works in the school system taking care of the special education needs of foster children who have been abused. Most of these children would no doubt have a much more difficult time in life if not for the care and concern given by Rachel and others who have a gift for dealing with these special cases.
Bob started with an employee benefits consulting firm in 1975 and followed that by opening and growing sales offices for several carriers over the next 29 years. He has worked with very large corporate clients, several professional associations and acted as an independent intermediary and consultant for self funded medical plans.
In 2004 he decided to focus on educating and assisting individuals and small businesses in ways to maximize their total health care dollars. By incorporating techniques learned in dealing with employer groups he can show most clients how to cut premiums 30 – 50% without sacrificing benefits. His bare bones health insurance approach to risk management has gained him notoriety.