Health insurance for children only on a stand alone basis. No need to add the child to an adult policy. Click to review and apply direct.
STM Option
There are two STM (short term medical) plans available for children under the age of 19. These are your only options in the individual market. Prior to Obamacare, a parent could purchase a permanent, traditional major medical policy with any carrier.
Now your only choice is a 6 month medical plan.
The link below will take you to the sites where you can review plans, rates and apply online. If the application is approved it normally goes into effect the next day.
HCC usually has a little lower premium.
Assurant allows you to apply using the oldest child as the primary applicant and younger children as dependents.
HCC requires a separate application for each child under age 19, and the child is to be listed as the applicant.
Optional Coverage
You can purchase a dental plan using the Assurant link for supplemental coverage.
If you want accident coverage you will have to apply to Assurant as the primary and add the child as a dependent.
