If you are applying for PCIP (Obamapool) you will need a declination letter from an insurance company to submit along with your application. The letter must be dated within the last 6 months.
The quickest way to do this is to apply for STM (short term medical) through a company such as HPA. The application process is quick, takes less than 5 minutes. When you answer "yes" to any of the health questions you get an instant declination letter that can be printed and submitted with your PCIP application.
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