Posts Tagged ‘HSA’
HSA, HRA, FSA Guidelines
Need to know what can be purchased with HSA, FSA or HRA funds? The folks at Cigna have provided a very extensive and searchable list of eligible expenses covered under your plan. Here is the link to the list of eligible expenses. When looking for affordable health insurance rates in Georgia, compare all major health insurance companies [...]
Georgia Health Savings Accounts Contribution Limits 2010
The contribution limits for Georgia Health Savings Accounts (HSA's) have changed for 2010. For 2009, the maximum can you can contribute to a Health Savings Account is a $3,000 for single coverage and $5,950 for family. Minimum HDHP deductibles are $1,150 (self-only coverage) or $2,300 (family coverage). For 2010, the maximum can you can [...]
What Do MERP's and Georgia Health Insurance Have in Common?
What is a MERP and what does it have to do with Georgia health insurance? A long time client called the other day with the same question. He has a high deductible health plan with an HSA, but needed a way to extend his tax breaks beyond the limit of the HSA. A family member needed to have inpatient psychiatric care and the $5,000 monthly bill [...]
Sick in America – Part 5
Are high deductible plans better or worse? How do high deductible plans put YOU in charge of your health care dollars? We have several video's about health care and health insurance. Use the search bubble or click "video" in the tag cloud. To view the full article, including the video, click the title of the blogpost. Compare plans, including [...]
Phantom Insurance and Other Ways to Waste Your Money
It seems that consumers everywhere are complaining about the cost of health care and health insurance. At the same time they are throwing away dollars like there was no tomorrow, buying phantom insurance and other ways to waste their money. Here are a few examples. A lady called looking for health insurance. Her current plan was increasing to [...]
Health Insurance and Aetna
How does health insurance with Aetna work? In today's market (2/11/2009) Aetna offer's the best overall value of any carrier in Georgia. Of course, that can all change. Aetna's underwriting can be the most onerous in some ways and flexible in others. I have a reasonably good offer rate for applications submitted through my office. This is [...]
What are Georgia Health Savings Accounts?
What is the difference in an HSA, HRA, FSA and all the other mix of letters assigned to different types of plans? All are similar, but different. Most of these plans are available only through an employer, but consumers can still take advantage of some of these options even without an employer plan.
What is Consumer Driven Health Care?
Sadly, very few consumers are in charge of their health care. They take what their employer offers, even if it is wrong for their needs. Or many times they buy a plan that is similar to what they had under an employer plan. These plans are terribly outdated and considerably overpriced. In addition, the plan design causes you to pay more for [...]
