If you are applying for a Georgia health insurance plan and have depression, or anxiety, you need to know there is a BIG difference in the way health insurance companies will rate their offer.
Here is the situation.
Male, age 24, good health except . . . he has anxiety. (Anxiety and depression are underwritten in the same manner)
The condition is controlled with generic Paxil (paroxetine HCL). The medication is $4 at Wal-Mart.
The plans he was considering had Rx deductibles of $300 to $4,000.
Health insurance company A wants a 40% rate increase.
Health insurance company B wants 50% more.
Health insurance company C is willing to offer a standard rate.
This is one of those stupid carrier tricks we try to avoid with our clients.
At Georgia Insurance Shop we pre-screen almost every application to make sure there are no surprises like this.
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