If you want to keep your costs down, use a par (participating) provider. In other words, stay in network.
This isn’t always easy.
Your doc may be in network but may refer you to another provider who is out of network. When that happens, you pay more.
Emergency situations, and having surgery, especially as an inpatient can drive up the cost of your out of pocket.
If you have questions about par providers, PARE claim’s adjudication, hidden providers and more, contact us.
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