Health Insurance and You

OK, so you bought a health insurance plan. Now what?

If you are like most people, you will read it AFTER you have a claim. That is too late.

Health insurance policies are great for insomniacs. If you can read one of those without falling asleep you really DO need help.

Navigating your policy is just the first step. Unless you know how to MAXIMIZE your benefits, you will end up spending more than is necessary.

Most folks I meet spend way too much on coverage they don’t need and then overpay again by making expensive decisions on health care. I can teach almost anyone how to cut their total health care expenditures by 30% – 40% without sacrificing coverage.

That usually translates to anywhere from $300 to $5,000 per year.

Let’s face it. The money you pay to a carrier is gone. The only way to get it back is to have a major claim and who want’s to do that?

Not all policies are the same, not even with the same carrier. Each carrier has “good” policies and some really lousy ones.

Beyond that, navigating the maze of websites, phone numbers and networks really IS rocket surgery.

Hopefully we can help you make sense by providing tips on maximizing your health care dollars on a carrier by carrier basis.

Stay tuned . . .

Speak Your Mind