If You Like Your Plan . . . the Saga Continues

If you like the plan you have now, you can keep it. Unless of course it is no longer available . . .

Internal White House documents reveal that 51% of employers may have to relinquish their current health care coverage by 2013 due to ObamaCare. That numbers soars to 66% for small-business employers.

This may have been part of the master plan all along, to make it almost impossible for employers and individuals to keep what they have. But in my opinion that is giving the folks in DC way too much credit.

I don’t think they are that bright.

This is the same crowd that thought it was a good idea to give everyone a mortgage, regardless of their ability to pay it back. I don’t think they have become any smarter in the interim.

But if this was their plan all along, to crush the life out of the private health insurance market, they have grossly miscalculated the backlash.

One large employer in Atlanta has already told their employees to get ready for fewer choices, lesser benefits and higher payroll deductions starting next year. I doubt they are alone in that position.

Under interim regulations, current employer-based coverage would not be grandfathered and hence subject to the health care laws’ consumer provisions if:
* The plan eliminates benefits related to diagnosis or treatment of a particular condition.
* The plan increases the percentage of a cost-sharing requirement (such as co-insurance) above the level at which it was on March 23, 2010.
* The plan increases the fixed amount of cost sharing such as deductibles or out-of-pocket limits by a total percentage measured from March 23, 2010, that is more than the sum of medical inflation plus 15 percentage points.
* The plan increases co-payments as a total percentage measured from March 23, 2010, that is more than the sum of medical inflation plus 15 percentage points or medical inflation plus $5.
* The employer’s share of the premium decreases more than 5 percentage points below what the share was on March 23, 2010.

That pretty much eliminates almost any plan from being covered under a grandfathered provision.

Welcome to the world of Obamacrap.

Smaller cars, fewer health insurance choices, Poppa Washington.

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