Medigap “Open Enrollment”

Blue Cross Blue Shield of Georgia will accept new Medicare Supplement members without need for health history or underwriting. Eligible applicants must simply have an existing Medicare Supplement policy with any Medigap company and apply for a Blue Cross Blue Shield of Georgia Medicare Supplement policy of equal or lesser benefits.

Beginning October 15th for policies with a November 1, 2010 effective date, Blue Cross Blue Shield of Georgia is providing guaranteed issue for eligible individuals who switch from an existing Medicare Supplement policy to a new Medicare Supplement policy with equal or lesser benefits.

Applicants may review plans and apply ONLINE direct or contact us for assistance with a paper application. We can be reached at (404) 252-5859.

Your questions answered about the Blue Cross Blue Shield Medigap "Open Enrollment"

QUESTION: Who is eligible?
ANSWER: Any holder of an existing Medicare Supplement policy, regardless of carrier, may apply for a Blue Cross Blue Shield of Georgia Medicare Supplement policy of equal or lesser benefits under this program.

QUESTION: What if an applicant was previously covered?
ANSWER: For a limited time, Blue Cross Blue Shield of Georgia is making Medicare Supplement plans available as guaranteed issue to eligible applicants, as defined above. This is regardless of previous application status or health history. Applicant must complete and submit an enrollment form on or before December 1, 2011 for coverage under this program. Effective date of policy must be no later than December 31, 2011. Any applications received after December 1, 2011 or with effective dates after December 31, 2011, will be subject to underwriting.

QUESTION: Why is Blue Cross Blue Shield of Georgia lifting underwriting requirements for this limited period?
ANSWER: Blue Cross Blue Shield of Georgia recognizes the value of the Medicare Supplement policies for customers and is positioning itself to provide a level of stability for those customers that we believe is not matched by competitors.

QUESTION: If I submit online, am I required to answer the health questions?
ANSWER: Online applicants must complete the health history section of the application form in order to successfully navigate through the online system, however, that information will not be reviewed or considered as part of the application review process for applicants eligible for this Medicare Supplement Guarantee Issue Program.

If you have any questions about Blue Cross Medigap plans, give us a call.

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